A merchant cash advance is a form of business financing where a company receives a lump sum of capital in exchange for a percentage of its future credit and debit card sales.
Libertad Capital provides an advance based on your business’s sales volume. Repayment is made automatically through a fixed percentage of your daily card sales.
No. A merchant cash advance is not a traditional loan. It is a purchase of future receivables, not debt with interest.
Businesses that accept credit or debit cards and have consistent monthly revenue may qualify, even if they have less-than-perfect credit.
Many businesses receive funds within 24 to 48 hours after approval.
Good credit is not required. Approval is primarily based on business revenue and sales performance.
The amount depends on your average monthly sales, revenue flow, and overall business profile.
Repayment is collected as a percentage of daily card sales, allowing payments to adjust with your revenue.
No. Payments fluctuate based on your daily sales volume, helping manage revenue flow during slower periods.
Funds can be used for inventory, payroll, marketing, equipment, expansion, or unexpected business expenses.
Terms are clearly disclosed upfront, including the total payback amount, so there are no surprises.
Yes. Early payoff options may be available depending on your agreement.
In most cases, merchant cash advances do not impact personal credit scores.
No physical collateral is required to obtain a merchant cash advance.
Libertad Capital offers fast, flexible merchant cash advance solutions with personalized service for small and medium-sized businesses in Ft. Lauderdale and across the U.S.
Apply now or contact us to speak with one of our funding specialists.
